This is before our couple of inches of snow last night. It looks like I used a star-filter, but it's a result of the little camera's spiral-shaped iris. I set it at f5.6 and guessed at the exposure time. Lucky for me, it's pretty forgiving.
I like this black & white from the camera thing. I can have my program mode set up for B & W and auto for color. The dinge of the light today had me thinking in B & W anyway. November is Minnesota's cloudiest month, Sharon says.